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Posts Tagged ‘Car Insurance’

Is it possible for us to save money for car insurance? Yes, even though car insurance looks expensive, but it can be quite cheap if we know the tricks. Here are some ways to save on auto insurance, especially car insurance. First, we have to buy low risk car. High performance cars and old cars are categorized as risky cars that will lead us to high interest. Second, we can lower our premium by paying higher excess on the claim. However, we should make sure that we are able to pay the excess if we are going to make a claim.

Third, we have to specify regular driver that will lower our car insurance risk that will lead to lower premium. Fewer drivers mean lower risk profile and low car insurance premium. Fourth, we have to consider about car security. Not only security systems, but also we have to pay attention to the place where we park our car. For example, a car in locked garage will get cheap car insurance than one that is parked on the open space because car in a garage will have lower risk on theft or physical damages. We can also ask the company directly of what things we can do related to security to lower our premium. Usually the company will give us some suggestions. Read the rest of this entry »

Having a new car is fun, but paying the loan plus insurance is definitely requiring an effort. Here are some tips to make car insurance so much cheaper. First, we are recommended to buy new car. Used or old car is seen to be a risk car on damage, so the insurance company will increase the premium and make our monthly payment so high. High-performance old cars that are full of modification like the old Dodge Charger or Mustang can give us super high premium. On the other side, new city cars like Honda Fit, Chevy Sonic and some others are usually cheap. Second. If we can only afford used car, then make sure to consider about car age and driver performance. For example, young driver who drives sport car is considered risky deal, so the insurance cost will be higher.

Third is looking for discount. There are some ways to get discount such as by using group insurance, bargain the insurance and install security systems. The price of security system can be quite high, so we are recommended to buy after-market or used security system, the insurance company won’t notice it anyway. Fourth, most car insurance companies require us to check our car for inspection in the inspection center they have chosen. Therefore, always make sure that our car is always ready for a checking. If the result is positive, then we can get cheaper price. Read the rest of this entry »